In-Home Care Denver – A Key Revealed To Help Keep Seniors At Home

-œDiscover a secret that allows seniors to stay home for life!-

VA Home Aid and Attendance Services Grant There are financial benefits available for Veterans or their surviving spouses for non-service connected disabilities. The Veterans Administration has established a pension program whereby your purchase of personal care and attendant in-home care services may be paid for through your acquired pension. If you are a Veteran or the surviving spouse of a Veteran who has served at least 90 days or more on active duty with one day beginning or ending during a period of war, and you are in need of in-home care due to your disabilities, you may be eligible for VA’s non-service connected disability pension. The following are the VA’s defined -œperiods of war-: ·WWI – 4/16/1917 to 11/11/1918 ·WWII- 12/7/1941 to 12/31/1946 ·Korea- 6/25/1950 to 1/31/1955 ·Vietnam- 8/5/1964 to 5/7/1975 ·Persian Gulf- 8/2/90 to present Income, liquid assets and are also a determination of eligibility. The car and house does not count as an asset. In 2008 the Aid and Attendance income threshold for a veteran is $1,554 monthly, spouse is $998 and couple is $1,842. Each year the amounts will be adjusted based on the cost of living (COLA). In many cases if a person has a paid caregiver such as a nurse’s aide for in-home care, those expenses impact so greatly on a person’s net income, that they will meet the criteria for the income level. If a Veteran or Veteran Widow has cash assets above the limit, they are allowed to place those assets into certain investments in order to have them -œsheltered-. This sheltering does not have a penalty or -œlook back period- associated with it. Proper asset sheltering for Aid and Attendance should be done under the supervision of an eldercare professional such as an Elder Law Attorney (www.naela.org) well versed in Medicaid planning because one could easily ruin the chances of ever getting Medicaid if the VA pension planning was done incorrectly. With a little professional planning, many Veterans and Veteran Widows can receive pensions that make a significant difference in the amount of in-home care they receive. After all, the reason for this particular pension is to assure that a Veteran or Veteran Widow does not live in a substandard environment in their old age. It takes a little work to apply for this pension, but anything worth having usually does. Although you can apply on your own, it’s best to seek the advice of a professional. Seek an in-home care agency that is familiar with this program and can assist in expediting the process. There is no fee to apply and find out if you or a loved one is entitled to these services. One of the best websites with comprehensive information can be found at www.veteranaid.org . For more information and a FREE REPORT -œDiscover the Secrets That Allow Seniors To Stay At Home For Life-, please go to http://www.homecareassistancedenver.com. Marilyn Rowe, CEO & Owner, Home Care Assistance of Denver

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Incorporating Education Vacations Can Mean Science Galleries

Is an educational vacation important to your family? Numerous children seem set to let past academic lessons be forgotten – unit next September. When summer holiday arrives, education is usually abandoned in the name of fun and relaxation. Your children love the idea of a break from school however; they can be coaxed or encouraged into summertime learning. What about incorporating an education vacation? Are you interested in scheduling an educational summer for your and your family, Which summertime holiday destination will you choose? How do your children feel about academic activities? There is an array of alternatives. As you think about educational holidaymaking attractions, parents routinely think about the museum. Incorporating education vacations can mean science galleries and history museums as well as art galleries located all around the world. Parents and families across the world have succeeded at scheduling museum tours into their family holiday time. These educational tours (though many are interactive) allow you select a number of museums. You and your family will marvel at these exposition halls often give your children an entertaining experience while on a ‘road trip.’ These ‘road trips’ can mean meeting a group of other tourists within a specific number of museums. Of course, train or bus travel can offer you and yours the same museum group tours. Selecting multiple museums as your summertime vacation destination, you are encouraged to select different museum styles. If you are interested in incorporating education vacation, you’ll discover interesting fun, excitement, and thrills all in one place. Theme parks are often educational experiences. In addition to fun and exciting rides, you can watch aquatic shows and visit underwater aquariums. Incorporating education holidays into your summer trips can be done with exploration of icons around the nation like the major Florida attractions offering animal showcases on protected ranges. Other world-renowned theme and amusement parks such as Bush Gardens also offers a number of thrill rides. Some adventures may offer your children experience with onsite zoos and bio museums. You’ll discover that sharing guided tours as another celebrated vacation choice. These are available in a wide array of different holiday destinations. Professionally lead tours can help you discover in most state parks, animal refuge, the Grand Canyon, and the numerous historic landmarks across the land. For the older children it can be edifying during a ‘road trip’ and some professionally led tours through the Adirondacks in upper New York State.Household regularly find the alternative of fun filled holidays. You can make it an educational one too. Most of these attractions offer cheap admission fees. You will often uncover online coupons for guided tours at numerous summertime holiday destinations, including, museums, and theme parks. Scheduling Educational activities isn’t limited to summertime holiday oceans. There is an array of holiday destinations throughout the rest of the year.

How Bankruptcy Is a Solution to Debt Problems

Bankruptcy is considered to be the last resort or ultimate solution to most debt problems. If you have excessive credit card debt or other bills such as medical debts, utilities, foreclosures, tax debts, domestic relations proceeding, contingency lawsuits, professional malpractice debts, etc., you could wipe all of them out by declaring bankruptcy. However making the decision of filing bankruptcy is not an easy task for most people as it involves a lot of careful financial pre-planning, legal advice and future consequences.The US Bankruptcy Court advises people to take the following precautions when filing for bankruptcy. The rules surrounding bankruptcy filings are very technical, and a misstep may affect a debtor’s rights and thus your eligibility for filing bankruptcy. For instance, a debtor’s case for filing bankruptcy may be dismissed for failing to submit a required document such as a credit counselling certificate, revenue and expenses report, SIN card, etc.i) Bankruptcy is a long term decision and has lots of consequences in the future. It is therefore advised to hire a competent bankruptcy lawyer or attorney who has many years of experience and 100% success rate.ii) Watch out for companies advertising that they can help you file for bankruptcy for cheaper than a bankruptcy attorney can; most of the times, these companies are not really out to help you but just to scam you off your money. These companies by law, are not permitted to help clients file for bankruptcy, they can only help you fill out the bankruptcy forms. A bankruptcy attorney on the other hand has the knowledge and expertise to give you legal advice, answer all of your questions and assist you through all legal court proceedings as well as set you up for credit counselling services from a qualified credit counsellor.One of the most powerful features of filing for bankruptcy is that it stops debt collectors from calling you, harassing or threatening you to pay outstanding debts. Once you file for bankruptcy, all debt collection activity must go through the bankruptcy court and creditors cannot take any further action against you. Upon filing for bankruptcy, something called the “automatic stay” will go in to effect. This automatic stay prohibits creditors and collection agencies from contacting you or taking any action against you, except for certain secured debts (discussed below). Let’s go over some of the debts that can be discharged through your bankruptcy and for which debt collectors cannot take any action against you.TIP: You do not need bankruptcy to stop your creditors from calling you or threatening or harassing you. You can instead write a Stop Contacting Me letter to your debt collectors and under the Fair Debt Collection Practices Act (FDCPA), your creditors will legally not be allowed to contact you for debt collection calls. Instead of them threatening you on the phone, you could threaten them to refer their phone call to the police if they do not stop calling you.i) Credit card debt, medical bills or attorney feesAll debt collection activity relating to credit card debts, medical bills or attorney fees must stop once you file for bankruptcy. Creditors may not file a lawsuit against you and even if they do, they will not be able to proceed in court because you have the automatic stay (see above). Creditors may also NOT record liens against your property, forcefully seize your property (which makes their debt collection threats meaningless), or report your debts to a credit bureau. Also, any incorrect information they spread about your bankruptcy filing is a violation of the automatic stay and is illegal in the eyes of the law.ii) Public BenefitsBankruptcy protects you from government agencies cutting or terminating your public benefits such as Medicaid, Social Security Income or any welfare benefits you are receiving. The only time they can terminate your public services is if you naturally become ineligible for them.iii) Criminal ProceedingsCollection of criminal fines, debts or penalties including fines for criminal proceedings cannot be stayed from bankruptcy. If you have criminal proceedings, you will still have to go through them with your bankruptcy filing pending.iv) Home ForeclosureHome foreclosure proceedings can be initially stayed when you file for bankruptcy, however a builder or your mortgage bank can ask the judge to lift the stay and proceed with the home foreclosure; thus you should NOT count on bankruptcy to terminate your home foreclosure proceeding. This means homes and mortgages taken out on homes are not subject to bankruptcy protection. Also, the automatic stay does not apply if you filed another bankruptcy within the last two years and the court in that proceeding allowed the lender to proceed with the foreclosure process because of a determination that you filed bankruptcy as a way to improperly transfer your wealth or interests, hinder or defraud creditors or a scheme of multiple bankruptcy filings. In summary, you cannot prevent home foreclosure by filing a series of bankruptcies.v) EvictionsAn automatic bankruptcy stay cannot stop an eviction if the landlord already had a judgment allowing him to evict you from his property before the bankruptcy was filed. Also, the landlord may proceed with eviction proceedings against the tenant if he can prove that the tenants’ say in the property poses a danger such as illegal drug use, chemical grow ops, etc.vi) UtilitiesUtility companies providing you with gas, water, electricity, heating oil or telephone service may not discontinue service as a result of you filing for bankruptcy. However, they have the right to shut off your service 20 days after you file for bankruptcy if you do not give them a deposit or other means of assuring future payments of bills.vii) Income TaxesAn automatic stay stops the Internal Revenue Service (IRS) from issuing a lien on your taxes or seizing your property or income. However, the IRS can still demand the following tax files from you:* File a tax return
* Conduct a tax audit
* Issue a tax deficiency notice
* Seize your income tax refund to pay a prior year’s tax debt.

How To Play Billiards-Tip To Assist You Play Successfully As Shortly As Doable

There are a variety of how you can guides on the best way to play billiards nowadays. You can fairly often instances discover these being sold both in billiards magazines or on the internet. Also, there are even TV exhibits these days that give tips on methods to enhance your billiards skills. Whether you need to play professional billiards, play eight ball pool, merely study billiards trick pictures, or simply play for fun, you will discover great information to help you improve your games.Nevertheless, here is something to keep in mind: some of this information is beneficial, and some isn’t. Here is a few information that will help you to improve you to learn to play pool, and likewise how to find the very best pool information to take your sport to the subsequent level.Initially, you in all probability ought to begin out by doing a fast web search for billiards tips, and absorb all the free info that is available. There will little doubt be many articles written on the matters, and many of them by some fairly honest billiards tips.This is definitely an effective way to get a head start on the competition. Bear in mind, ninety nine% of your competitors won’t ever take the time to discover ways to play better, and can simply accomplish that by trial and error. While you invest in your training, whether by studying or watching TV shows on the topic of billiards enjoying, you will immensely enhance your recreation-even when you’ve by no means picked up a cue stick in your life!One of the vital crucial tips to turning into an effective billiards desk participant is precision. Very merely, without this key factor, you may kiss your chances at succeeding in pool good bye. For this, you might want to think about every shot earlier than you hit it.Very simply, plan out not only where you want to hit your subsequent shot, but additionally the place you want the cue ball to finish up in order that it leaves you in good place for your next shot. This is without doubt one of the keys to every skilled billiards gamers success, and something that just about no beginner does.When you’re over your shot, be certain to calm down and imagine the billiards stick as simply being a part of your body. This will also show you how to to develop into more precise together with your shot. This is one of the most essential tips for how to play billiards, and with out it you’ll never attain your potential.Also, you should definitely exercise patience when enjoying pool. This just could be an important talent you possibly can have for billiards. As quickly as you turn out to be annoyed and impatient, you lose your capacity to focus, and your physique also tenses up.This makes it way more troublesome to hit an efficient shot. When you stay affected person and relaxed, even when issues don’t seem to be going your way right now, if you stay relaxed, the tide will quickly turn in your favor.Finally, an important half is to practice. Clearly, as with anyone, practice is the key to success; you should buy all the how to materials on the planet, but until you truly get out their in the game and do it, you will not improve. Additionally, try to imagine your self taking part in a terrific recreation earlier than each sport starts.Simply visualize your self succeeding, and you will play much better. Michael Jordan used this technique before each recreation he played in, and it labored out pretty nicely for him. Hopefully this data on find out how to play billiards extra effectively will allow you to dramatically enhance your sport and revel in a lifetime of fun and success with pool.Terrilyn M. Gicker

Personal Growth Through Binaural Beats And Subliminal massages!

This article is designed to help you understand the relatively recent machinery of Binaural Beats, as used in the Holosync recordings. You be supposed to be aware of how this machinery machinery, the settlement it can grant and slightly budding dangers so as to can extend from its work. By far the as a rule widespread binaural beats recording is Holosync. This predetermine is designed to remove downbeat brainwashing from your beyond and unbound you from beyond traumas, bad memories, emotional issues and downbeat beliefs. But does it production? To answer so as to question permit me explain a little going on for the machinery.

Binaural Beats are feature frequencies so as to can bring you into a severely deep state of contemplation surrounded by minutes using the most up-to-date innovations in sound machinery. They employ a feature audio mixing modus operandi designed to adjust the listener’s brain wave occupation. By sitting or dishonest down in a uninterrupted milieu and wearing headphones these beats can be used to create Alpha, Theta and Delta brainwave patterns. When brainwave patterns swap it has been acknowledged so as to nearby is and a swap in element reactions surrounded by the body which can contain a profound effect on your whole tangible construct. In vogue effect these beats contain the same shock and settlement of a deep meditative state akin to hypnologic trance or transcendental mediation. Now very the minority relatives can enter such deep states of hypnosis and transcendental contemplation takes a existence to hone. So the immediate settlement of using a binaural beats recording is seeming. An added benefit of using such machinery is so as to the states it creates allow you to access the subliminal parts of the mind. Those parts so as to are subliminal and now beneath the conscious threshold. Binaural beats can be used with many other self increase tools (such as subliminal recordings, affirmations or visualization and the rest.) to redouble your delicate development dramatically as it creates deep states of entertainment and can situate you into Alpha and Theta states. Therefore they can be used as an aid to adjust beliefs, heal emotional issues or create behaviour changes. One of the huge settlement they can present is a quick energy boost equivalent to a the minority hours be asleep. It is thought so as to by using binaural beats you can: 1. Create deep states of contemplation. 2. Boost your brainpower and creativity. 3. Slow aging. 4. Remove emotional blocks, old traumas and create profound emotional changes by an really deep level. 5. Eliminate Stress & anxiety. The beauty of binaural beats is so as to they can be used to induce these states and create these changes with nix effort on the part of the listener. You now wear a prearranged of headphones and permit the sound machinery prepare the recreation. The discovery of binaural machinery is mostly accredited to Dr. Gerald Oster. Oster original in print examination going on for binaural beats in 1973 in Scientific American in the manner of he had conducted extensive studies. However, this is not as well acknowledged, binaural beats anywhere in statement original revealed as far back as 1839 by an Associate Professor, by the University of Berlin, called Heinrich Wilhelm Dove. Dove accidentally revealed so as to once two parallel sounds, which are no more than a little shifted in frequency, are known discretely to missing and birthright ear they cause a pulsation or beat type effect surrounded by the brain. However, it was Dr. Oster who uncovered the detailed settlement of using this recent machinery once he revealed the possessions so as to binaural beats contain on the mind and body. There are many producers of binaural beat machinery competing in the sell in our day. It is likely to create your own with the proper software. However, an in-depth expertise of brainwave patterns and their effect on the mind and body is advisable previously forever wearisome to create your own. I contain read several forum postings so as to state the work of binaural beat technologies has fashioned downbeat and even injurious results on listeners. For so as to logic I believe it is safer to stick to the tried and tested pre-made recordings so as to are accessible used for a reasonable fee. You can asset separate binaural beat recordings to induce almost slightly emotional state or you can even enrol on a binaural beat predetermine used for self increase so as to takes several years to complete. I, myself, contain nix experience of slightly injurious possessions due to the work of binaural beats. However, if you are using binaural beats used for delicate development purposes their work can be uncomfortable. All my experiences contain been really affirmative, although not continuously pleasurable. Let me explain. ECC gear contain been used in the beyond to observer the brain occupation of life-long meditaters. These experts by contemplation showed alpha, so as to and even delta brainwave patterns while in a self-induced meditative state. Through binaural beat recordings you can create such states definitely. The alpha brainwave patterns are no more than seeming through a relaxed state. Alpha brainwaves are the as a rule seeming brainwave state encountered through hypnosis and once we experience this state, which prepare constantly the whole time the period, we are really susceptible to submission. This is the state so as to you enter through hypnosis. Theta brainwaves allow used for the immersion of mammoth amounts of in sequence while Delta brainwaves are as a rule seeming once you enter a state of deep but dreamless be asleep. It is the Delta state so as to is the focal ambition of such practices as transcendental contemplation. Although used for many entering the delta state while fully conscious can be very relaxing, used for as a rule it is not, used for it is through such brain occupation so as to home swap occurs. Through deep meditative states you can activate profound affirmative changes in your body, mind and emotional state which stay behind eternal. At the same time as binaural beta recordings bring you into these states effortlessly, you can secure all the settlement exclusive of slightly of the production. This can be a very profound and really life-changing experience. You will bargain beyond buried memories rematerialize as the beats as the crow flies your brain to reorganize its neural system and raise your “comfort level” to a recent summit. It no more than takes a the minority listening sessions previously you envision affirmative results. You will feel not as much of stressed in situations so as to previously sent you up the wall, will be more all ears in the minute and your tasks by hired hand, much more centred and poised. The machinery factually eliminates downbeat emotional, mental and tangible patterns. The anxiety I spoke of earlier comes from the restructuring of your brain’s neural system as old buried uncomfortable memories are triggered in the brain previously the relating emotional response is wiped away. You are still missing with the reminiscence of the event but you nix longer contain slightly emotional attachment to it. Don’t fret, used for various logic, it doesn’t affect affirmative memories! It can be due to the natural state of the mind and body, used for this routine of mind/body is continuously seeking equilibrium and harmony, which tends to go ahead to feelings of joy and happiness. Binaural beats is a proven machinery so as to can create brainwave changes which adjust your mood and changes the element reactions in your body to push closer curative and congruous interaction involving cells. However, nearby is now examination being conducted to determine if these beats can truly as the crow flies the brain to reformat genetic material encoding. If this is likely the possibilities are almost immeasurable – decrease in illness, genetic disorders, a U-turn of aging and the rest. If delicate development and self increase isn’t your focal ambition used for investigating binaural beats (and don’t like to prevail on younger) next the single recordings designed to induce feature mind/body changes is sufficient. You can prevail on recordings used for an energy boost, contemplation, to flash the creative areas of the brain, induce deep be asleep and even lone so as to acts like a digital drug! All these changes turn out effortlessly and definitely. You will need a place to sit or recline quietly and a gain match up of stereo earphones. The recording does the recreation. To get more info http://www.tradexmind.com/ watch movie.

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Examples of Good Customer Service

How examples of good Customer Service lead to exceptional serviceThe number one rule to remember in running a successful business is to develop a culture of providing exceptional customer service or you will over time struggle in a competitive market. The best process to find out how service is to learn can be provided is to learn from both your own experiences and other peoples examples.Earning a reputation for excellenceTo help your business obtain a reputation for providing excellent customer service there are a number of essential trade secrets that need to be followed. One scheme many businesses use these days is to arrange brain storming sessions during staff meetings and training programmes to discuss the type of service delivered by other successful companies. By discussing examples with staff it helps your own organization to deliver quality superior customer service. Also by recognizing the positive contribution staff make for the business morale and team spirit is boosted. This can be done through bonus or incentive payment schemes or introducing for example a ‘salesman of the month’ award.The following are some questions that may identify whether your business is providing just basic or excellent examples of good customer service.Background knowledge. Is the employee trained to know the core business and can effectively supply the customer’s with what they require?Image. Is the employee friendly and project a good image and manner to the customer?Difficult customers. Does the employee deal with difficult customers with courtesy and respect?Helpfulness. Is the employee helpful and ensures customer requirements are met?Going the extra mile. Does the employee regularly exceed standards by going the extra mile to provide outstanding customer service?8 Friendly staff Ensure employees who are hired to deal with customers on a daily basis especially at first point-of-contact or in reception areas have a friendly, positive and helpful personality. Employees should have a good knowledge of the business. Engaging employees who already have customer service credentials is an advantage as it indicates they already have the skills and a commitment to customer service.Appreciating employees A happy employee will feel valued and provide customers with good service. A salary that offers staff discounts and other incentives will appeal to employees and indicates the company cares about them. Providing opportunities for staff development through training programmes encourages and motivates staff.Modern technologyCustomers can become annoyed and frustrated when put on hold and left waiting by automated phone systems. The overuse of this type of technology can sometimes be counter productive and cause losses to the business bottom line.Customer issuesComplaints need to be dealt with swiftly. By delaying dealing with customer issues can lead to your business losing a valued customer. By sorting problems out can unlock the door to sales and help your business gain an edge over the competition..Improving serviceAlways treat your customers with respect and courtesy. When dealing with issues find out as much as you can about the problem as it could help you to refine and improve existing services.Thanking the customer Always thank your customers for dealing with your business. Most customers’ appreciate being valued and will remember the helpful service your business provided that will result in customer loyalty and repeat business.Going the extra mileSome customer’s may be in a hurry so ensure they are dealt with promptly as it could be the difference between selling and not selling a product. Consumers appreciate businesses going the extra mile by taking care of their needs and can result in repeat business.Customer feedbackLook at canvassing your customer’s through online satisfaction surveys to determine whether your existing services are working. By asking customer’s for feedback about your business you will be able to measure and improve your internal systems and services.

Expectations of a Cruise Ship Job

Of course, they realise at the outset or very soon discover that progress depends largely on effort and application. It certainly isn’t automatic. By the same token, employers are also full of expectations when taking on new employees. They obviously start off in the hope that everyone will sparkle and actually exceed expectations. In fact, we all know that this rarely turns out to be the case. It’s true that a percentage of new recruits will stand out from the crowd and catch the eye of their superiors but most will prove to be average and, unfortunately, one or two will disappoint.

The problem is that the process of cream rising to the surface and any bad apples being weeded out can only happen in real time and on no account must this impact on the customer experience. Fortunately for many employers, only a proportion of new staff are in customer facing cruise ship jobs so a bad recruitment decision can usually be invisible to the end user. An airline pilot, for example, can either fly an aeroplane or he cant. Similarly, a car assembly worker who fits a component badly will not impact on the customer because his or her work will be inspected beforehand by quality control.

At the opposite end of the spectrum, consider the pressure on the recruitment managers at the super luxury cruise line, Yachts of Seabourn. The Florida based operator aims to maintain the best levels of customer service in the world and passengers who pay premium prices for their cruising experience know what to expect in this regard.. That’s largely why they book with YoS in the first place.

Around 200 new recruits are selected every year for Seabourn’s famed academy and much of their training is carried out on the job in a real life cruising environment so there is not much margin for error. In the very unlikely event of a passenger being upset by any aspect of customer service, one wonders who walks the plank first – the crew member concerned or the manager who hired him or her in the first place !

Gorgeous Baby Shower Invitations With Photo For Sealing Those Happy Memories Forever

Baby showers are sure to hold a bounty of wonderful memories. Pretty Baby shower invitations with photo can even serve as precious souvenirs for your guests and family. Imagine revisiting the glorious moments of the past by looking at these invites several years later, along with your child. A photo invitation will look fabulous when framed and kept on a table. When a baby shower is planned based on a theme, it becomes more exciting. See that the invitations you send out are also based on the same theme. Softer hues like pink and baby blue work well for baby shower invites. Scalloped edges can be used for a charming look. Complete the look of the invitations by adding a silver, gold or white ribbon.

For the photograph on the invitation, you could use a beautiful portrait of the expectant couple. Those who prefer holding baby showers after the child’s birth can use the newborn’s photograph. With photo invitations, the possibilities are endless. You can perhaps even make a collage with various pictures of yourselves as a couple. Go for sepia and monochromatic shades for a classic touch. Welcome your new family member with gorgeous Baby shower invitations with photo. The right invitations need to have all the details mentioned clearly. The date, venue and time can be included in interesting and attractive ways. Don’t forget to include your address and phone number as well. If you are struggling for wordings, the templates can help you with beautiful pre-written wordings. Having the perfect baby shower invitations need not be a difficult task. With so many templates available on the internet, it will hardly take you a few minutes to come up with utterly gorgeous invitations. Your guests will wonder how you managed to procure such beautiful photo invitations. There are layouts and patterns to suit every kind of baby shower. A simple picture of the soon-to-be mom will make the baby shower photo invitation look simply fabulous. To add emphasis to the photo used, go for a background with tiny images. Motifs of toys, angels, cradles and feeding bottles work well for baby shower invites. Harmony in color usage will ensure the invites look creative and pleasing before you mail them. You can benefit from numerous advantages when you purchase the baby shower invitation cards online. You will be surprised at the time and money saved compared to invites bought at stores. You can personalize the invites exactly like how you want them to be. You can have your pick of invitation styles among the numerous colors, paper types, patterns, wordings and sizes that the online templates offer. The lettering on the Baby shower invitations with photo has to be in attractive font styles and pleasing font colors. You can do this in a creative way by using catchy rhymes and quotes. To help you out, the templates come with several pre written poems which are simply perfect for your baby shower. Sending your friends photo baby shower invitations is a unique way of requesting their company and it is a life long momento they can have of the event.

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Government Military Surplus Auctions

Military assets can be of great use to many people. If not for personal gain, then resale value could surely be in mind. It is an ongoing situation where a military branch has an excess of certain items. With this overload of surplus items, the military distributes them to a government entity, and allows them to auction off these assets. These government military surplus auctions are open to anyone. This is a quick guide to getting the most out of your auction experience.Your first notion should be-what am I trying to obtain at one of these military auctions? There are many items you can potentially own if you end up being the highest bidder. Here are a few of the more common items:
Military vehicles
Hats
Belts
Boots
First-aid equipment
Rain suits
Those items are what many people are specifically looking for when they venture out into the world of military surplus auctions. There are also numerous non-traditional items auctioned off as well.
Deployed parachutes
Scrap metal
Gas masks
Sleeping bags
Canteens
Make sure you know what your getting before heading out to a live auction. Know that every item that is auctioned off will be sold “as-is.” Meaning, you might get a chance to inspect the item, but never truly know what condition it was in before you purchased it.Lets say for example, you are looking to bid on an army-issued Hummer. Though it might look clean on the outside, the interior workings of this vehicle might be out of whack.Usually, the day of, or a day before an auction, there is a preview date. Here some generally tips to keep in mind when inspecting a military vehicle:
Before anything, you should know the exact make and model of the vehicle. Do your background research and you will find the market value for any vehicle.
Check out the exterior first. If you are not satisfied with the vehicle’s paint, windows, or tire condition, mark those down and calculate that into your highest bid amount.
Sit in the vehicle. Test the engine, brakes, and accelerator. Make a note if parts need to be adjusted or fixed.
Look for rusting. If there is rusting, you might want to stay away.
Bring a flashlight. There can be crevices that you can’t see without proper lighting.
Bring a friend who is knowledgeable in the automotive market.
Besides vehicles, the bulk items that are available at these government military surplus auctions could be very profitable if you know where and how to resell them. Take for example an auction for three crates of navy blue button-down shirts. These might be great for your own inventory, but could be a better source of income on the resale market. If you won that auction for the shirts, you could flip them on the market in the same condition and make a profit because you obtained them for a discounted price. If you broke up the crates and sold each item piece by piece, you would make a much larger profit. You could theoretically sell these items to a local army-navy shop, or even on eBay.Now that you have done your background research, you should be ready to formulate your own game plan for auction day. Here are a few strategies:
Set a limit and never change it. This part is crucial if you want to get a great deal. Having a maximum dollar amount that you are willing to spend on each item is the only way to get discounted assets at a live auction.
Come to the event early, and bid on items that are in the beginning or towards the end. This is a great strategy due to the fact that many people come late or have exhausted all their money on the items they already wanted. The less competition there is, the higher the odds of getting a great deal.
Know the rules of the auction you are going to attend. You need to know how you’re going to bid on and remove the items you’ve won. Most items need to be removed from the premises by the end of the auction. If it is a large number of items, then you should have a prearranged area to store them.

How Blogging Can Grow Your Business

Blogging is not just reserved to express yourself on a personal level, but it can prove to be a great tool to grow your online business too. This article explores several ways you can make the most of your business blog for the sake of your business.

First and foremost; before you start blogging for your company and actually use it as a marketing tool, it’s really important that you listen and analyze what’s happening in the blogosphere in your niche, and then start blogging. It’s easier now than ever before to really track the things that others are saying about your products, your business, and you.

You’ll find that tools such as Google Alerts are free to use. You just have to plug the key phrases or words into the system and you’ll receive instant notification when others blog about your key words. While you don’t want your blog to have one advertisement after another you shouldn’t be afraid to sell on your blog. Many businesses successfully promote products and even targeted sales campaigns on their blogs. The real key to success though is to make the blog posts you create useful so that they don’t feel like an advertisement to your audience. You can go a step ahead of your competition and actually leverage your blog like never before; for instance, you can have a special offer running only for your blog readers, where they get a discount, or you can give them a special limited time offer that nobody else is getting. This way, even when you’re selling something in your posts, your readers are getting something out of it.

Finally, don’t make the mistake of thinking that your blog lacks purpose or that it isn’t important. Your business can’t afford not to take your blog seriously. If you don’t really believe your blog is important you won’t put the effort into it that it needs to be successful. For this reason you should start small with a few posts a week and then build your blog one week at a time. The fact that press releases get fast results is why they are so well respected in the world of business. You’ll see the same truth with blogs; as long as they are given a proper amount of respect they will get results.

In conclusion, from the above article we come to understand the real importance of having a workable strategy for leveraging blogging for your business. Once you know for sure the type of outcomes you’re drawing from your blog and how it’s helping your business, you can work towards that and augment your blogging maneuvers even more.

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For more free tips on how to grow your business blogging and creating

content online, check out this site on blogging best practices,

Personal Finance – Prioritizing Debt Repayments

Your essential living expenses belong at the top of your “Bills to Pay” list, including putting bread on your table, keeping a roof over your head, keeping your utilities on, and gassing up your car if you need it to earn a living. However, make sure that you have reduced those expenses as much as you possibly can.Secured debts: Your secured debts also belong at the top of the list of things to pay. Keep reading if you aren’t sure what a secured debt is. Certain unsecured debts: Some of your unsecured debts should take priority over others.Distinguishing between secured and unsecured debtA secured debt is a debt that you collateralized with an asset that you own. (The asset is often referred to as your collateral.) When you collateralize a debt, the lender puts a lien on that asset, which gives the lender the legal right to take the asset if you fall behind on your payments. For example, if you have a mortgage loan, your lender has a lien on your home. If you have a car loan, the lender has a lien on your vehicle.A lot of your debt, like credit card debt, is probably unsecured, which means that the creditors do not have liens on any of your assets. If you don’t pay an unsecured debt, the creditor will try to get you to pay up. If you don’t, the creditor may bring a debt collector on board to try to get your money.If you still don’t pay, the creditor must sue you to get the court’s permission to try to collect what you owe. The creditor can ask the court for permission to seize one of your assets. Put a lien on an asset so you can’t borrow against it or sell it without paying your debt.Examining a Budget SurplusIf your monthly spending and income comparison shows that you have money left over each month, don’t break out the champagne just yet. You may have a surplus because you’re not paying some of your bills or you’re meeting some of your obligations by using credit cards. If this is the case, you must still reduce your spending so your income covers all your bills and living expenses each month.A key aspect of getting out of debt is not using your credit cards. We certainly understand that sometimes you may have to use a credit card to pay for a financial emergency if you have no extra money in your budget and you have nothing in savings. But you should resolve to pay off the amount you charge as quickly as possible the next month, if possible. And you should try not to charge anything more until you’ve wiped out the new credit card debt.You may also have a surplus because you’re paying only the minimum due on your outstanding credit card balances each month. You’ll never get out of debt that way! If you have any surplus in your budget, use it to accelerate the rate at which you pay off the balances, starting with the highest-rate card.Even if you can cover your monthly obligations without using credit cards and while paying more than the minimum due on your card balances, don’t assume that you shouldn’t reduce your spending.Cut back where you can, and use that additional money to pay off your debts as fast as you can, starting with the debt that has the highest interest rate. After you’ve paid off that one, focus on paying off the debt with the next-highest rate of interest, and so on. When you’ve paid down your high interest debts, use your surplus to start building up your savings.

Real Estate Expert Michelle Green Reveals Why Now is the Best Time to Invest in Parma OH Real Estate

As someone who’s interested in investing in Parma OH real estate, you’re likely someone who sees opportunity where others see a falling market. The reality is that a “bad” means it’s the best time to invest. In this article, I’ll show you why now is the best time to invest in Parma OH real estate.

The old adage of any investment is to buy low and wait for it’s value to rise, then sell high. The real estate market is different from the stock market where when you buy a stock low you risk losing your money if the company sinks or doesn’t come back up. The reality is that real estate will always be in demand, because we’re not getting any more space and more and more people need places to live. Supply and demand dictates that over time, real estate must rise in prices.

Right now is one of the best times in history to buy because housing prices are at a historic low. Not only that, we have more foreclosers today than ever in history. As an investor, this is a huge opportunity for you.

People who can no longer afford their house still need a place to live. That means that the renter’s market is very active right now, because people are desperately looking for places to rent. In other words, housing prices are low and rent demand is high, plus the potential for your investments to go up is limitless. As an investor, what more could you hope for?

If it wasn’t clear already, the best strategy in this market is likely to be the “buy and hold” strategy. There are very few investors who can make a living by flipping properties right now. One reason is that the market could fall faster than you’d make from your flip anyway. Another reason is that there simply isn’t a good buyer’s market for you to unload your properties.

These are just some of the reasons why now is the best time to invest in Parma Oh real estate. Remember that windows of opportunity don’t often stay open for very long. It’s important to act while you’ve got the chance.

There is a lot of free information available to you about buying, selling or investing in Parma OH real estate. For complete information about the Parma OH real estate market including current properties for sale, property values and more please visit the most complete website online dedicated to everything Parma OH real estate at ParmaHomeSale.com. Please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at 440-342-0269 or email me at michellegreenrealtor@gmail.com.

Putting up a Koi Fish Pond

Most garden pond owners although happy with their own ponds, cannot help but want more. Some may think of putting up a koi fish pond which is way grander than a normal garden pond. For novice pond owners, this can be a major upgrade not just to the garden, but also to the tasks that should be done. If you are planning to install one at your backyard, you may want to ask some help from few people you know since the job will not be that simple.

You may think that koi ponds are no different from any other fish ponds, but they are not. The reason why installing a koi pond is more complicated is, first, the ornamental aquatic plants you can put in the pond are very limited. This is because koi might possibly thought of the plants as their food and eat them. Second, koi are type of fish that grow even in small-sized ponds that is why it is unhealthy for them to stay there and get crowded. So it is ideal to build a much bigger pond for a healthier home for your koi.

There are many conditions you have to meet before putting koi in the pond. One is that you have to put at least one thousand gallons of dechlorinated water in the pond. Another is that you need to allot an area of the pond to be three feet deep t the very least. Also keep in mind that the kind of fish you chose to put in your pond grows fast. So make sure that the width of the pond is much bigger than the usual or else you will end up with an over-crowded koi pond with sick fish in it.

The decision can be crucial when it comes to choosing the location of your koi pond. It should be installed in an area where it can get ample shade from rain runoffs. Rain water may contain chemicals and debris that can threaten the lives of the fish in the pond. However, if you plan to put some aquatic plants in the pond, you will need to put it in an area where the some sun rays can land. Or better yet, put the pond under the sun for a few hours every day so that they can still survive in your shaded koi pond.

To complete the installation of the koi pond, proper pond filters and pond aerators should be put in the water. This is very helpful to you since you will not have to check on your pond’s cleanness once in a while. You should also consider having a water fall tank. This will help circulate the water in the pond thus making it unsuitable for algae to bloom. Less algae in the pond, the healthier the fish are.

Once the koi pond has been put up in your garden, there are still a lot of things to keep in mind. Make sure that you do not over feed the koi because leftovers can feed the algae in the water making them grow more. Another thing is that you should have the pond regularly cleaned. Once in a year would be perfect since you have pond filters to lessen the burden.

 

 

 

How to Choose a Log Splitter

If you are thinking of buying a log splitter, get one from a company that has been providing high quality machines to clients for years. It is called Speeco and the log splitters that you can get from them will definitely be useful when cutting up variously sized logs into pieces that will fit your stove, wood furnace or fireplace.

Although log splitters are cumbersome machines by nature, the convenience that you can get from the machines more than makes up for it. Owning one would allow you to save hundreds of dollars in the long run, because you do not have to pay every time you need wood for your fire. And since you can cut logs on your own, it is possible to have more than what you need and sell off the excess. Thus, you can even earn some extra cash with log splitters.

The Speeco brand of log splitter is produced by a company called Special Products Co. The firm is known all over the world as one of the leading providers of farm parts and three point tractor linkage components. Aside from log splitters, you can also trust Special Products Co. to provide you with high quality posthole diggers, quick hitches and gate/fence accessories.

A log splitter comes in various sizes and the choice would depend on its intended use. For soft wood pieces that are smaller in size, a small electric machine would do. But for larger and harder kinds of wood, you need to have larger log splitters. Each one of these models come with various features that will make life easier for you. Most of the large size log splitters from Speeco are operated hydraulically, giving them enough power to cut through the hardest wood. A Warranty comes with each Speeco machine so you can be sure of the quality of the item you are purchasing.

Payroll Accounting – Are American Workers Lazy – Corporations Who Lay Off Older Workers

As an entrepreneur, actually a Founder of a franchising company, which later put units into 23-states serving some 450 cities, I always felt as if no one worked as hard as I did, indeed at times I felt they were just lazy. Of course, why should they work as hard as me, they didn’t own the company. But even the franchisees who did own their own company never worked as hard as I did, well, that’s not really true, a few certainly did, and yes, they were always my favorite. I always liked to help those who helped themselves.Not long ago, I was having an argumentative conversation with a gentleman over the unemployment issues plaguing our nation, and over labor unions and such. When I explained my observations over some 20-years of franchising, he was un-amused and stated that the unemployed needed our help and extended benefits past 100-weeks.Indeed, I told him that it was a mistake to keep paying people NOT to Work! Further it would raise unemployment withholding in the future, completely problematic for the cost of labor. He retorted that; “I’ve heard businesses lay off the old to hire the new, because they save money in benefits and wages etc.”Okay, yes, in many companies this is the case, as they can get a new graduate or 3 who are smarter and work harder for the price of one old timer. But the company’s assert they are more productive for the dollar, which is probably true in many cases, not all. But many of those old timers start their own consulting firms or free-lance too if they are in the top 1-5%, if not, then perhaps they are being replaced because they didn’t apply themselves or give their all?Of course, throwing away an old timer for a young buck who has no family or obligations yet, seems so unfair, but a business has to remain efficient, and you can just take one look at the payroll accounting reality to see the extended costs of benefits, pensions, sick-leave, health insurance, etc. to see what’s happening here.You see, in my thinking if you are in the top 1-5% and you are that good, you’ll find work in that sector. In a way it is lazy to think that you don’t have to work hard because you’ve arrived, this is why most great entrepreneurs are not so successful second time around. They forget from hence they came and the hard work it took to get there.Still many will say that the unemployed, well it’s not their fault and many are underemployed when they go back to work, that is to say completely over-qualified for the jobs they take while they look for work or a better, higher paying, and rewarding job. Yes, I suppose so, but they need to take the job to feed their family or according to the obligations and debt that they’ve previously CHOSEN to accept, whose fault is that? Not the taxpayer after those unemployment benefits (insurance) runs out. Please consider all this.

Payroll Accounting – Are American Workers Lazy – Corporations Who Lay Off Older Workers

As an entrepreneur, actually a Founder of a franchising company, which later put units into 23-states serving some 450 cities, I always felt as if no one worked as hard as I did, indeed at times I felt they were just lazy. Of course, why should they work as hard as me, they didn’t own the company. But even the franchisees who did own their own company never worked as hard as I did, well, that’s not really true, a few certainly did, and yes, they were always my favorite. I always liked to help those who helped themselves.Not long ago, I was having an argumentative conversation with a gentleman over the unemployment issues plaguing our nation, and over labor unions and such. When I explained my observations over some 20-years of franchising, he was un-amused and stated that the unemployed needed our help and extended benefits past 100-weeks.Indeed, I told him that it was a mistake to keep paying people NOT to Work! Further it would raise unemployment withholding in the future, completely problematic for the cost of labor. He retorted that; “I’ve heard businesses lay off the old to hire the new, because they save money in benefits and wages etc.”Okay, yes, in many companies this is the case, as they can get a new graduate or 3 who are smarter and work harder for the price of one old timer. But the company’s assert they are more productive for the dollar, which is probably true in many cases, not all. But many of those old timers start their own consulting firms or free-lance too if they are in the top 1-5%, if not, then perhaps they are being replaced because they didn’t apply themselves or give their all?Of course, throwing away an old timer for a young buck who has no family or obligations yet, seems so unfair, but a business has to remain efficient, and you can just take one look at the payroll accounting reality to see the extended costs of benefits, pensions, sick-leave, health insurance, etc. to see what’s happening here.You see, in my thinking if you are in the top 1-5% and you are that good, you’ll find work in that sector. In a way it is lazy to think that you don’t have to work hard because you’ve arrived, this is why most great entrepreneurs are not so successful second time around. They forget from hence they came and the hard work it took to get there.Still many will say that the unemployed, well it’s not their fault and many are underemployed when they go back to work, that is to say completely over-qualified for the jobs they take while they look for work or a better, higher paying, and rewarding job. Yes, I suppose so, but they need to take the job to feed their family or according to the obligations and debt that they’ve previously CHOSEN to accept, whose fault is that? Not the taxpayer after those unemployment benefits (insurance) runs out. Please consider all this.

Overcome Shopping Addiction and Overspending

You can overcome shopping addiction and dependence with the help of a hypnosis CD. Overcoming urges to buy things at the mall and retail stores is very difficult. However, you can walk by a shop without making a purchase with the help of your subconscious mind. It doesn’t matter if your addictive spending is on objects, clothing or online. You can find help.

Nature of Addictive Purchasing

When you buy things in excess, you may have great feelings of elations for a moment. This feeling is commonly followed by buyer’s remorse, guilt and anxiety. This is especially problematic if your spending habits have lead to financial problems.

Overspending is a serious addiction that requires attention before you do harm to the financial aspects your life. This financial stress can lead to emotional discordance and anxiety. These feelings are aggravated by problems in relationships between you and your loved ones.

Buying Happiness

You are literally buying happiness when you shop in excess. Overspending is closely related to positive feelings in your subconscious mind. This process is a simple stimulus-response experience that works on a very fundamental level.

Your subconscious mind holds on to experiences that are significant and somewhere along the line, you had a very positive buying experience that been adopted into the subconscious. When you want to feel better, you may make purchases to have that same feeling of elation that you did when you made that initial, inspiring purchase.

Overcome Shopping Addiction Hypnosis CD

A viable approach to dealing with this purchasing cycle is to go directly to the subconscious mind to change your responses. This is very difficult to do on a conscious level. In fact, you have probably tried to tell yourself that you shouldn’t spend too much money. You know that you will feel awful after you do but you continue with the behavior anyway.

You continue with the behavior because it is an addiction, just like any addictive experience. You can become dependent on the feelings of elations when you buy things just as an alcoholic becomes dependent on the act of drinking. The core of your addictions is habit and behavior.

Self-hypnosis seeks to retrain the subconscious mind to have different responses to stressful situations. You no longer feel the urge to make purchases because you begin to look at things realistically. False pleasure and buying happiness are replaced with genuine feelings of relaxation.

Overcoming Addictive Overspending

Getting over addictive overspending is every bit as difficult as getting over a substance abuse problem. You go through the same process of anxiety, feelings of loss and withdrawal. The withdrawal is not physical but the psychological withdrawal is just as powerful.

You can find an excellent recording that can help you overcome your shopping addiction here – Overcome Shopping Addiction. This composition is by renowned hypnotherapist, Joseph Clough who brings his valuable insight and natural talent to each of his sessions. Other helpful recordings are available here Hypnosis CD. Simply follow the links for more information.

Online Gaming Becomes the Craze of Modern Lifestyle

This generation loves to spend their most of the time of one single day infront of their computer. There are different types of attractive features of this machine. And when internet joins the hand of that machine then we feel that we can win the whole world. It is true; internet has immense power, it can make impossible possible and can bring far to near. With this attributes internet become our most favorite friend. Through it we can make many of our dreams come true. If we take the example of online sports betting then internet is the magic wand to us who has the desire to play or take part in that kind of gaming but could not do this because of lack of confidence, proper knowledge and right guidance. Through internet you can find out thousands of gaming sites with all the relevant and current information about wettanbieter vergleich and other important news on the online sports gaming. Many of us have the desire to bet and win lots of money through this. After all it is one of the primitive passions of human being so it is hard to get rid of this so easily. And it is not any bad thing to bet online or offline either. But in both the cases you have to be very careful after all it’s your money so you can take the best care of it. Before investing on any game as a wettanbieter through any of the online gaming site make sure that they are giving you the right information and the proper and trustworthy guidance. As I told you earlier that it is becoming the craze of modern generation to play online gaming, sometime they become a little hasty in choosing the right site, which is not so good for them. Always try to be patient and keep an open eye before investing any amount. Actually online gaming is much easier than the conventional betting. You don’t have to go anywhere or sit for a long time. Through internet you can bet anytime anywhere with relevant and adequate information in your hand. So this time the chances of your wining increase more. All you have to do is to follow a certain guideline or system. The best way to create a sports betting system is to get past results and find a trend. Use certain parameters for sportwetten bonus and then do a test against past results to see what the results were. It is like making the notes before your school exam. First we take a suggestion from the previous year’s question papers and try to find out what are the most common questions that come often in recent past. Then we decide and try to do our study line according to that and try to give more concentration on those topics that came frequently in the last exams. In that we can get at least an idea about the coming questions before sitting on the examination hall.

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Overcome by Addictions – These Are the 6 Strategies Satan Is Using Against You

You are here on earth for a purpose far greater than yourself. Your addiction keeps you unconscious so that you are distracted, not only by your addiction, but by the guilt and shame you feel because you can’t overcome it. Satan doesn’t want you to be the best person God created you to be. Why? You would have such a positive impact on so many people. These are the six simple strategies Satan uses to paralyze you.1. Fear. You’re afraid that if you try to stop your addiction, you will fail so you don’t even try. But the Word of God says, “Fear not, for I am with thee” (Gen. 26:24, KJV). Fearful thinking will birth a spirit of indecisiveness and powerlessness. The greatest threat to faith is the fear of failing.2. Weariness. Bad habits make you tired because, slowly but surely, they begin to consume more and more of your mind, energy, money and time. Weariness can birth a spirit of laziness, which manifests as uncleanness and crystallizes into poverty and selfish dependence.As your addiction begins to creep into more areas of your life you will fret and worry about the repercussions of not being able to stop. For example, if drug or alcohol addiction has taken over your life you maybe worrying “What if I can’t stop and I end up homeless. What will I do? What if I die like this?” Satan’s constant assault against your mind can make you weary. Weariness is one way Satan keeps you from hearing God.3. Lack of Discipline. What’s your grade point average in life? Are you flunking and repeating the same class over and over again? If so, you are probably choosing to satisfy your addictive wants now rather than endure some discomfort for a future reward. You need to develop discipline.The word discipline means “to delay gratification.” You will only progress in life when you are willing to delay your gratification. Along with discipline there must be balancing. Balancing means you must let the lesser things die so that the greater may live.4. Pursuit of Self-Interest. “God, I don’t have time to do what you told me to do. Let me do my thing, and then I’ll do your thing.” Instead of you exploding with God’s power, you implode because you’ve become afraid, and you hold on tightly to what you’ve got, even though God isn’t in it.5. Spiritual Decay Within. Here’s a principle that always works: You must defeat the devil or you’re going to face him again. You can’t just get him almost out. You can’t be a little addicted. If you cut a tree’s trunk but leave the roots what will happen? Any little bit of compromise with Satan will result in spiritual decay within. Like Esau, you sell your birthrights for trinkets. You sold your birthright for, “Don’t worry, you can quit tomorrow. Do it again just this once,” or, “Hey, man, take this hit. Don’t be afraid, nobody’s going to know about it.” Your God given birthrights are your confidence, your courage, your hope, your belief, your faith, your trust. These are things that you need on the inside of you in order to birth that addiction free lifestyle that God has for you.6. Lack of Motivation. Satan chips away your motivation in five ways:- Five Senses. He gets your senses and emotions involved so that you “just don’t feel like you will ever be able to overcome this.”- Reasoning. “I know the Bible says I can do all things through Jesus Christ who strengthens me (Phil 4:13), but it doesn’t make any logical sense.” But think about the logic you are using. You can’t get smarter than God. Your logic rebels against your faith in who He is.- Intellect. If it’s not popular with the Ph.D.s, you won’t believe it. You confirm God’s Word by what the scientists say, rather than confirming the scientists by what God’s Word says.- Vain Imaginings. You know what you have to do, but the enemy starts whispering. “You know what’s going to happen if you try to stop again and fail. They’ll laugh at you.”- Memory. The enemy whispers, “You remember the last time you tried that. You tried five times, and it didn’t work. So don’t even think about it again.” He takes you back to the past, but God is the God of the NOW.You can’t win the war if you don’t know who your enemy is. Right now look back at the six strategies you just read. Rank them in order from one to six, with one being the strategy that is most damaging to you personally, and six being the least damaging. Now that you know Satan’s strategies against you, don’t just sit there, go to the Bible and look for scriptures (weapons) and start fighting back. Just like Jesus did in the wilderness (Math. 4:1-4). Here are a few arrows you can start with: John 10:10-18, 2Corinth 5:17, Rom 8:31-37, John 1:1-3 NASB.Copyright 2011 Danielle Wise All rights reserved. You are free to use this article in part or full provided you include the author bio and a live website link

Online Fundraising Means Bigger Profits

of all fund-raising needs TODAY are achieved by sending our precious children out to market products. Sometimes, putting their safety at risk. This needs to STOP!

Times have changed, and no more are our precious children safe, to go out and solicit door-to-door, to participate in fundraising programs. Having children and grandchildren ourselves, we determined that it was critical for an obvious change. The Internet has provided us with this unique opportunity that we strongly urge your organization to participate in! Even if you don’t decide to use us for your fund-raising needs, please create a way to raise your funds without depend on children to do your selling! If you assume your children are safe, click this link and enter your address to see exactly how many sex offenders you have in your own neighborhood! http://www.familywatchdog.us/ Now, there is a SMART CHOICE available to your organization! Online fund-raising is the new, SAFE way to fund-raising! Just imagine the numerous benefits this could honestly represent to your organization! Safety….No more sending children out door to door! Economical….No more fund-raising related expenses! Choices…Thousands of suitable inspired merchandises to chose from! Customization…you have complete control over customizing your fund-raiser to satisfy your needs! Uniqueness….No more candy bars, wrapping paper, cookie dough, punch tickets, car washes…etc.. Bigger Profits….1 out of 2 Americans have access to the internet, this means you can reach more people in your community than you normally do with door-to-door sales! There is no dividing up of merchandise and distributing to particular persons for distribution. All merchandises is mailed UPS directly to your patron!The powerful list of benefits varies from organization to organization. Take a moment to think about this, use your imagination to write down your organizations benefits! For more information please email us at fundraising@bluemoongiftstreasures.com http://www.bluemoongiftstreasures.com

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Natural and Organic Health Products that Really Work

Secrets to Finding the Best Optimum Organic & Natural, Nutritional, Health and Wellness Products Available:

Finding the Best Optimum Health and Wellness Products Available is not an easy task. There are thousands of health products out there all promising us a miracle product with miraculous results. Imagine if there was a way of making the choice easier? Well there is… John Heath co-founder of JoMell Group has been pioneering a Health Solutions Division called JoMell Health, that focuses on marketing only the best Nutritional Health Products available.

“I would like to share with you what I believe to be the best health and wellness products on the market. We are constantly on the lookout for the latest and best Health and Wellness products. These products are changing people’s lives for the better every day, for many years now.

“Make an informed choice by following the steps below or contact us for Our First Choice and where it can be purchased, in major currencies and includes detailed descriptions etc.”

• Does the manufacturer spend millions of Dollars on research and product development?

• Does the manufacturer offer all your money back, after using product for 6months with no results?

• Does the manufacturer deliver a variety of natural health and nutritional products to your door?

• Does the manufacturer offer a wide choice of Health, Weight Loss, Sport and Performance, Childrens, Skin Care, and System Support Products like Hormone / Endocrine Support and Cardiovascular and Heart Support Products?

• Does the manufacturer give discounts and products for free to individuals who refer friends etc?

• Does the manufacturer offer a unique, niche product?

• Does the manufacturer operate in many countries?

• Does the manufacturer have patents in many countries?

• Does the manufacturer give above average incentives, bonuses, commissions and passive incomes to its agents, marketers and consultants.

• Does the manufacturer belong to a Direct Selling Association (D.S.A.)?

• Does the manufacturer use excellent colorful labelling you can be proud off?

• Does the manufacturer have any awards for looking after their staff / agents for sharing profits?

The Natural Health and Nutritional Company we looked at passed all our steps with flying colours. Here is a description of their products:

 

WEIGHT LOSS AND MANAGEMENT PRODUCTS

Calorie Burner – Boosts Thermo-genesis, Energy & Positive Emotion

Fiber Slimming Product Slimming Pack – Month Supply Pack

Slimming Body – Monthly Supply Pack

Slimming Starter Pack

Meal Replacement Shakes

Fat Burner 

 

SPORTS PRODUCTS

Energy Releasing Drink – helps prevent afternoon tiredness

Fitness & Endurance Enhancer

Sport Maintenance Product – Blood Sugar & Carbohydrate Enhancer

 

HEALTH PRODUCTS

Cellular Communication Products

Multi-Vitamin, Mineral and Phyto-chemical Product

Anti Oxidant Support

Endocrine & Hormone System Support

Optimal Health Packs

Children Health Packs

Immune System Booster

Heart Care & Cardiovascular Health

Essential Nutrients & Anti-Oxidant

Vitamin C Rich Australian Bush Plum & Acerola

Energy Supplement

Omega 3

Probiotic Micro Flora Intestinal Tract

Healthy Enzyme & Digestion Supplement

Muscle Recovery Sport & After Exercise

Health Packs – Variety of Supplements in a Pack

 

SKIN CARE PRODUCTS

Hydrating Gel with Aloe, Vitamin A & E

Moisturizing Body Crème

Aftershave Soothing Milk

Cleansing Oil Makeup Remover

Eye Cream – Reduces Fine Lines

Face Cleansing Cream

Samples of Most Skin Care Products

Optimal Skin Care System

Trial Set – Samples of Optimal Skin Care Set

Hydrating Skin Cream

Rejuvenating Skin Lotion

Younger Looking Skin Serum 

 

Purchase Now or Look at Product Descriptions: >http://www.mannapages.com/naturalhealthsolutions/

“We trust this article has been of some help.”

Articles in the pipeline include: “Secrets to Finding the best Home Business Opportunity”, “Secrets to Disease Prevention”, The Miracle Health Product”,

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Extreme Profit Robot Review – The Untold Story

While you may not have heard of Extreme Profit Robot, it’s truly taking the Web by storm as more and more people come online with this program. Of course, it’s helpful to know the details about Extreme Profit Robot before you invest. Here is some information you may not be aware of.About Extreme Profit RobotIt is a software program that originally sold to the developer’s private coaching clients for $2,000 a pop. After about six months of testing the clients were so pleased with the results that the owners, Kieran G and Ryan Jackson, that finally in April 2011, they released the Extreme Profit Robot software publicly through Clickbank.What Extreme Profit Robot Is Designed ForThe Robot software is designed to be an “all in one” marketing system that includes a variety of valuable tools for marketers such as keyword research, traffic generation and website publishing. It comes with each of these capabilities inherent within the program so you have everything you need to build your business in one easy package.The Robot and Keyword ResearchLooking at just one aspect of the Extreme Profit Robot system, let’s look at how it handles keyword research. This is one of the most important aspects of marketing online and it’s so often overlooked. Researching the best keywords for your business will help you see what people are searching for, how competitive your niche is, which keywords will give you the best results and much more. The Robot helps you determine all of this easily as part of the package.It Maintains SimplicityAs you would with other keyword tools, with the Robot you simply type in a keyword and you’ll get a bunch of related keywords that others have been searching for in relation to the word you entered. You can find other words that are related, then click on the ones you especially like to create a short list of keywords you specifically want to target.After you’ve compiled a short list with it, you can click on the “Niche” tab and see a detailed analysis for the keyword you select. So you receive not only a related keyword list, but a detailed breakdown of each individual keyword as well. As you move down the line of keywords in Extreme Profit Robot, you’ll find that each one becomes less competitive, yet still related, making them much less expensive and easier to target in PPC campaigns and SEO.Extreme Profit Robot Rating SystemIn addition, Extreme Profit Robot gives you a rating system that lets you see which keyword is truly significant for your search. And you can view the previous months volume and up to a year of trends on your keywords. You’ll also see the specific search engine results (SERP’s) that come up for each keyword. All of this within the Extreme Profit Robot program and with only a few simple clicks.This is only one of the many perks that you’ll find with it, but let it suffice to say that each one is impressive. And each one is designed to help you build an online business faster than you can ever do on your own, especially this quick, and this easily.

Food and Drink in Barcelona – Much More Than Crema Catalana

Crema Catalana might well be Barcelona’s most famous contribution to the world’s menus, but there is much more variety to the food you’re likely to find when visiting this city trapped between the mar i muntanya – the sea and the mountains.

Catalan cuisine, which is known to have been flourishing as far back as the thirteenth century, is a beguiling melange of the best ingredients that the Mediterranean and the grazing slopes of the mountains can offer. This means that it is quite common to come across combinations such as lobster and chicken – often served in a hazelnut sauce; meatballs and cuttlefish; chicken and crayfish; and the simply scintillating rabbit and rum. The Barcelona locals like their sauces too – especially allioli (garlic and olive oil), sofregit (tomatoes, garlic and onions) and samfaina (chilli pepper and aubergines).

In Spring, you’ll find wonderfully tasty wild asparagus is plentiful, and lots of calçots (large spring onions); in the autumn there’s nothing better than freshly picked rovellons (mushrooms) and in winter, you’ll enjoy a hearty escudella d’olla – one of the best stews you could wish to find anywhere.

The very fact that Barcelona is a port has meant that visitors here can always guarantee that they will be able to find superb fresh fish but it has had the added bonus that it has meant that people from all over the world have been washed ashore here. For this reason, the authentic international restaurants in the city are on a par with any in Europe. As you wander round the city, you’ll find places to eat representing just about all the world’s continents – but, much more importantly – you’ll find that these restaurants, in the vast majority of cases, such good quality food. Barcelona’s reputation as a gastronomic delight is well deserved.

There are, as would be expected, many famous restaurants in the city – Botafumeiro in Gran de Gracia for its fish, the Patagonia Beef and Wine Restaurant on Gran Vía Cortes Catalanes for its top quality Argentinian beef and El Cangejo Loco on Moll de Gregal for its style and views – and its opportunity to ‘celebrity spot’. For me, though, one of the pleasures of this wonderful city is wandering around back streets an finding unpretentious little places that serve up home-made Catalan cuisine that you can dream about over the winter months until you’re able to visit again.

And just as Barcelona is a city of fine restaurants, it is also a place simply chock full of wonderful bars. Spain, needless to say, is a country where the bar is an integral part of social life and Barcelona is no different in that respect. Whether you are popping in for your early morning coffee (and perhaps something a little stronger with it), sitting for an afternoon drink in the shade, or preparing for a night on the town, then there will be countless bars to cater for you. Many, especially from Thursday nights onward, don’t get into their stride until after midnight but just head to the Gothic Quarter, Gràcia, Barceloneta, Las Ramblas or just about anywhere else in this exhilarating city and you’ll find great bars. My favourites happen to be the London Bar and Els Quatre Gats – bars in which the very essence of modernism seems to fill the air; L,Ascensor – where you’ll find the finest cocktails in the world; and Bosc de les Fades, which looks as if it was designed by Tim Burton.

Like everything else in this captivating, vibrant city – when it comes to food and drink in Barcelona, you’ll be spoiled for choice.