Insurance Agents Look to Dataman Group for New Prospects in their Areas

People turning 65 years old have three months before and three months after their birthday to enroll in Medicare Plans. These are brand-new prospects and the Insurance agent that reaches out to them can earn their business.

The Open Enrollment period runs from November 15th to December 31st of each year. During this time, Medicare recipients can change plans without incurring penalties, and many Insurance Agents reach out to individuals who may want to switch their plans, since once an individual makes their election, they cannot change them until the next year’s open enrollment period.

Because of the co-pays and deductibles associated with traditional Medicare, many people choose to enroll in a Medicare Advantage plan or purchase a Medicare Supplement plan. A supplement can help to cover out of pocket expenses that Medicare doesn’t. These types of plans are as follows:

• Medicare Advantage Plans: Like a traditional medical insurance plan, most Medicare Advantage Plans (M.A.P.s) have co-pays for doctor visits as well as deductibles for hospital stays. M.A.P.s are available as HMOs, PPOs, and POSs and the benefits vary by insurance company.
• Medigap Plans: These plans are supplemental plans that help cover the costs that Medicare doesn’t. There are 10 different plans that are available and they are all standardized by Medicare. Although plans offered by each insurance company are the same, their premiums can vary.
• PDP: These are prescription drug plans that help cover the cost of medicines. Different plans will cover different medicines so it is important to choose the right prescription plan.

Dataman Group helps Insurance Agents find the right prospects for the Medicare Supplement Plans they offer. Most Agents simply select prospects in the zip-codes/counties closest to their location and select those individuals that recently turned 65 or are Turning 65 in the next few months.  These individuals must sign up for a program no later than December 31st and smart marketers will contact prospects in their area as soon as possible.

Insurance Agents are invited to call the Dataman Group office at (800) 771-3282 to find our how many prospects are available in their markets.