martedì 6 dicembre 2011

Personal Injury Car Accidents

Car accidents happen more frequently than they should, bad weather conditions, drowsiness, speeding and just pure negligence are the most common causes. Car accidents are one of the most common sources for personal injury claims. Whether an accident involves another driver, motorcyclist or pedestrian, if you suffer injury due to the accident and you feel that the other party involved is at fault, you are well within your rights to claim against any damages caused to you and your vehicle.If you are involved in a car accident the first, most essential thing to do, is to check for injuries or mobility problems. Depending on the severity of the crash these will vary. The following is a list of the most common injuries that occur due to car accidents:· Cuts and bruises: These are the most minimal risks within car accidents, the level of severity will reflect on whether a claim can be made here or not.· Neck injuries: This is the most common injury sustained in car accidents. The necks vulnerability within car accidents results in sprains, strains and fractures of varying degrees dependent on the impact. These neck injuries are commonly referred to as whiplash.· Brain Injuries: The most common brain injury is concussion, this can have quite an impact the individual involved and can lead to quite substantive claims.· Fractures/dislocation: Any part of the body sustaining a fracture or dislocation, most frequently arms and collar bones in car accidents, are likely to result in a period of time unable to work.· Psychological harm: Post traumatic stress can result from horrific car accidents, this can often do more damage in the long term to an individual involved and can also be claimed for.Car accidents happen so quickly, the involved are often unprepared and left in shock after the incident occurs. This is why many car accident claims are not always as clean cut as they should be. The injured party needs to try and establish who and how the accident was caused. Because everything happens so quick and the injured person involved is in shock they neglect to take down all details of parties involved. The following is a list of areas that every person involved in a car accident should try to take down to ensure that they can claim compensation for the accident, which they deem someone else’s fault:· Driver information/car details: This is the first priority. Get all the details of the other driver or drivers involved details of their cars and insurance policies.· Try to take photographs: Even if you don’t have a camera, in the advance technology society we live in your mobile should suffice. Try to take pictures of the situation, damage to cars and injuries sustained.· Police: If the injury is more than just a small prang the police should have been called, try to obtain a copy of the accident report they compile.· Witnesses:Witnesses are essential to car accident claims, they are important to try and prove who is at fault for the incident. Take a record of all names and contact details/· Medical expenses:To ensure that within your claim you get compensation for all medical cost incurred, it is important to keep receipts of all cost including hospital treatment, medication and travel arrangements. Keep note of all medical discomforts both physical and psychological, these may be relevant to a claim.· Lost work time: Keep details of all time taken off from work and the loss of pay as a result of the accident. If possible get a letter from your employer confirming this.· Car repair bills: Get all details of much it will cost or has cost to get your car fixed, this cost should also be covered in the claim.Although difficult at the time of an accident and during the recovery period, it is of vital importance that as many of the aforementioned areas are documented. This will make the claim process much more efficient.

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